Legal Aid Sites by Subject Area
Debt / Debt Collection
- American Bar Association: Strategies
Current strategies attorneys and clinics are using to help debtors. - Clearpoint
Nationwide counseling and education for budget and credit, housing, and bankruptcy. - Consumer Financial Protection Bureau: Letters
Sample action letters to guide consumers replying to debt collectors. - Consumer Financial Protection Bureau: FAQ
Debt collection FAQ's, including information about harassment, settlement negotiations, and what debt collectors can and cannot do. - Debt.org
National debt help organization: provides debt relief services, and tools to manage finances. - Debt.org - Collection Practices
Provides information about debt collections practices and how to stop harassment. - Federal Trade Commission - Choosing a Credit Counselor
Guidance for determining if one should use a credit counselor, and if so, how to select one, such as the consideration of fees. - Federal Trade Commission - Consumer Information
FTC, the national consumer protection agency, provides information about the Fair Debt Collection Practices Acts, which prohibits debt collectors from using unfair practices. - Federal Trade Commission - Publication
The Fair Debt Collection Practices Law, Pub. L. 95-109; 91 Stat. 874 - Public Counsel
Consumer Law Project in Los Angeles. (A good example of a clinic focused in only one area of law.) - U.S. Agencies
List of approved credit counseling agencies by state. - U.S. Department of Justice: Approved Courses
The U.S. Trustee Program's list of approved debtor educational counselors, by state. - U.S. Department of Justice: Education
Credit counseling and debtor education information.